What We Do
Working with the Angus Watt Advisory Group keeps all your financial affairs simplified and coordinated in one place. You can rely on our expertise in these key areas:
The Angus Watt Advisory Group helps you meet your financial goals. Investing for retirement? For your children’s education? No matter what, we have precisely the investment solutions you are looking for. The Angus Watt Advisory Group balances your personal investment portfolio and makes it work just for you.
The Financial Planning Standards Council of Canada states that Financial planning is more than a set of tactics. Financial planning is a process that determines how you can best meet your life goals through the proper management of your financial affairs.
Looking at the big picture
The key to effective financial planning is the ability to take into account all relevant aspects of your financial situation (“the big picture”), and to identify and analyze the interrelationships among sometimes conflicting objectives. This unique integration of knowledge and skills across a broad range of topics distinguishes professional financial planning from other related financial advice or “planning in isolation”.
At the Angus Watt Advisory Group we have several certified financial planners working on our team to provide the key elements of financial planning;
- Financial Management
- Estate planning
- Retirement planning
- Tax Planning
- Risk Management
- Investment and Asset Allocation
Comprehensive planning includes outlining your current financial position, explores ways of increasing the value of your assets for you and your estate. The planning process includes a review of your current and future income tax liabilities and avenues for minimizing your tax liabilities. We will review your Wills, Enduring Powers of Attorney and Personal Directives as well as business documents such as Shareholder Agreements to ensure they work together. We use specialized software to run pre-retirement and long term retirement illustrations. Risk Management looks at the areas where you may be at risk for an illness, injury, accident or other uncontrollable happening. We look at liquidity needs now and in the event of a pre-mature death.
Insurance & Benefits
The Angus Watt Advisory Group coaches, collaborates and facilitates the proactive administration of your employee benefits program and corporate group insurance plan. They become your partner, providing your company with analysis and evaluation of employee programs so you can maintain long-term competitive sustainability. A high level of contact is maintained, with regular follow-up calls, monthly analysis, monthly claims experience reports and the continual review of your program.
Corporate & Personal Insurance
As a business owner or individual, risk management for corporate and personal insurance is a critical component of your overall financial plan. With products such as Life, Critical Illness, Disability and Long Term Care Insurance, the Angus Watt Advisory Group will assist in providing personal and corporate insurance, estate planning, and business succession solutions.
An estate plan goes far beyond your will. The Angus Watt Advisory Group guides you in creating a complete plan, no matter your age or the size of your estate. They look at insurance options, minimize tax implications and, most importantly, ensure your assets are passed along to your heirs without any complications.